The Oregon health insurance landscape includes many avenues through which individuals and families may buy health care insurance plans. Residents without access to employer-sponsored coverage can shop for health care plans in the private marketplace and through the federal marketplace exchange. Those who are eligible may apply for public health plans such as Medicaid and CHIP.
HealthCare.org offers free health insurance quotes for Obamacare individual insurance plans, and also provides access to short term health insurance, small employer health plans and Medicaid information.
Oregon and the Affordable Care Act
When the Affordable Care Act took effect and required most Americans to buy health insurance coverage, Oregon elected to set up its own state marketplace, also known as the state exchange. When residents enroll in ACA-compliant health plans sold through the health insurance exchange, they can apply for income-based financial assistance that helps lower their monthly health insurance premiums and out-of-pocket expenses for healthcare.
Only marketplace plans are eligible for income-based premium tax credits and cost-sharing subsidies. Individuals and families can find both marketplace, on-exchange plans and private, off-exchange plans at HealthCare.org. For those who qualify for financial assistance, HealthCare.org will connect them to the right exchange to complete their enrollment.
The Small Business Health Options Program (SHOP) provides a way for employers with 50 or fewer full-time employees to offer healthcare benefits that meet federal health insurance standards.
Medicaid expansion in Oregon
Oregon is one of many states to have expanded Medicaid to single, low-income adults since Obamacare took effect. Residents that want to apply for Medicaid must meet certain eligibility criteria set by the state.
Oregon Children’s Health Insurance Program (CHIP) provides low-cost health insurance for eligible children.
Get free quotes on Oregon health insurance plans from leading companies, and apply for health care coverage directly online.
There is no better time as right now for Oregon, in terms of health. This state has consistently worked on increasing its healthiness, and this year, the United Health Foundation has ranked it as the 12th healthiest state in the nation. This is a great accomplishment for Oregon, since it’s the highest rank it has received in over twenty years. But the improvement of Oregon’s health is not luck, is the result of hard work and a healthy lifestyle among its residents. Two of the biggest accomplishments in the past twenty years for Oregon include the decrease of infectious disease cases and the decrease in hospitalizations.
Despite the low public health funding, primary health care within the state is good and efficient, with high percentages of primary care physicians per 100,000 residents and low incidences of unnecessary hospitalizations. Oregon needs to continue working as hard as it has worked for the past 20 years, but already as it is, Oregon is a very healthy place to live.
Oregon Insurance Division
PO Box 14480
Salem, OR 97309-0405
350 Winter St NE Room 440
Salem, OR 97301-3883
Phone: (503) 947-7980http://www.oregon.gov/dcbs/insurance/pages/index.aspx
Oregon Public Health Division
421 High St # 222
Oregon City, OR 97045
Phone: (503) 655-8887 https://public.health.oregon.gov/Pages/Home.aspx