Health Insurance Options by State

Compare ACA and STM Plans That Fit Your Needs

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State Health Insurance Directory

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State Health Insurance Resources

Navigating health insurance as a college student can be overwhelming, but understanding your options will help you find the best coverage for your needs.

Important Considerations

  • Coverage Through Your Parents’ Plan: If you’re under 26, you can remain on your parent’s health plan.
  • ACA Marketplace Plan subsidies, or financial aid, is expanded through 2025. Use our ACA Subsidy Calculator to answer a few easy questions to determine your subsidy eligibility in seconds.*

Answer a few easy questions to calculate your ACA subsidy eligibility in seconds.*

Subsidy
Calculator Tool




1 Member
8 Members

1 Member

$1000
$150,000

$ 10,000
  • Applying for Medicaid: You may qualify for Medicaid based on your income. Eligibility requirements vary by state.
  • Short-Term Health Plans: Also known as short-term medical plans, these are a good option if you need temporary coverage. However, they don’t cover essential health benefits and may not include coverage for preexisting conditions. Check availability in your state, as not all states offer these plans.