The Nebraska health insurance landscape includes many avenues through which individuals and families may buy healthcare insurance plans. State residents without access to employer-sponsored coverage can shop for health plans in the private marketplace and through the federal marketplace exchange. Those who are eligible may apply for public health plans such as Medicaid and CHIP.
HealthCare.org offers health insurance quotes for Obamacare individual insurance plans, as well as short term health insurance, small employer health plans and provides access to Medicaid information.
Nebraska and the Affordable Care Act
When the Affordable Care Act took effect and required most Americans to buy health insurance coverage, Nebraska elected to participate in the federally facilitated marketplace. When residents enroll in ACA-compliant health plans sold through the health insurance exchange, they can apply for income-based financial assistance that helps lower their monthly health insurance premiums and out-of-pocket expenses for healthcare.
Only marketplace plans are eligible for income-based premium tax credits and cost-sharing subsidies. Individuals and families can find both marketplace, on-exchange plans and private, off-exchange plans at HealthCare.org. For those who qualify for financial assistance, HealthCare.org will connect them to the right exchange to complete their enrollment.
The Small Business Health Options Program (SHOP) provides a way for employers with 50 or fewer full-time employees to offer healthcare benefits.
Medicaid expansion in Nebraska
While many states have expanded Medicaid to single, low-income adults since Obamacare took effect, Nebraska has not. Residents that want to apply for Medicaid must meet certain eligibility criteria set by the state.
The Nebraska Children’s Health Insurance Program (CHIP) provides low-cost health insurance for eligible children.
Get free quotes on Nebraska health insurance plans from leading companies at HealthCare.org, and apply directly for healthcare coverage online.
Nebraska is ranked in 2014 as the 10th healthiest state in the country. Regaining its #10 ranking in 2007, this is an extremely healthy state, when compared to the rest of the country. Nebraska has worked hard for the past twenty years on its health and one of its biggest assets is a continuous improvement on accessibility to health to Nebraska residents, by continuously allowing more and more residents to enjoy the health benefits that this state provides. With great access to health care and an improving access to health insurance within the state, Nebraska is doing well.
If this state wishes to maintain the overall feel of healthiness, it needs to keep on working on insuring more residents, and to increase public health funding to ensure that measures like the rate of primary care physicians and unnecessary hospitalizations continue stable in the future. Overall, basic health care is accessible, efficient and adequate within the state, and residents feel healthier than the nation’s average.
Nebraska Department of Insurance
941 O Street, Suite 400
Lincoln, NE 68508-3639
Phone: (877) 564-7323http://www.doi.nebraska.gov/
Nebraska Department of Health & Human Services
301 Centennial Mall South
Lincoln, NE 68509
Phone: (402) 471-3121http://dhhs.ne.gov/