The landscape of health insurance in Hawaii includes many avenues through which individuals and families may buy health care insurance plans. Residents without access to employer-sponsored coverage can shop for health care plans in the private marketplace and through the federal marketplace exchange. Those who are eligible may apply for public health plans such as Medicaid and CHIP.
HealthCare.org offers free health insurance quotes for Obamacare individual insurance plans, and also provides access to short term health insurance, small employer health plans and Medicaid information.
Hawaii and the Affordable Care Act
When the Affordable Care Act took effect and required most Americans to buy health insurance coverage, Hawaii elected to push residents to the federal marketplace in 2016 instead of maintain its own state exchange. When residents enroll in ACA-compliant health plans sold through the health insurance exchange, they can apply for income-based financial assistance that helps lower their monthly health insurance premiums and out-of-pocket expenses for healthcare.
Only marketplace plans are eligible for income-based premium tax credits and cost-sharing subsidies. Individuals and families can find both marketplace, on-exchange plans and private, off-exchange plans at HealthCare.org. For those who qualify for financial assistance, HealthCare.org will connect them to the right exchange to complete their enrollment.
The Small Business Health Options Program (SHOP) provides a way for employers with 50 or fewer full-time employees to offer healthcare benefits that meet federal health insurance standards.
Medicaid expansion in Hawaii
Hawaii is one of many states to have expanded Medicaid to single, low-income adults since Obamacare took effect. Residents that want to apply for Medicaid must meet certain eligibility criteria set by the state.
Hawaii Children’s Health Insurance Program (CHIP) provides low-cost health insurance for eligible children.
Get free quotes on Hawaii health insurance plans from leading companies, and apply for health care coverage directly online.
If you are a Hawaii resident, we have excellent news for you. You are a privileged person! Hawaii was ranked as the healthiest state in the US, in the 2014 edition of America’s Health Ranking. Despite always having a good reputation when it comes to its resident’s health, Hawaii has been improving its health even more in the past years and now is only second behind Vermont in the country.
What are some of Hawaii’s secrets? One of the state’s biggest assets is the fact that the Public Health funding is the best in the country. With almost $200 per capita, Hawaii residents have great Health options and with one of the country’s highest percentage of residents with Health Insurance Coverage, Health is not only Available, but extremely accessible.
Living in Hawaii means having not only a Healthy lifestyle, but also great access to Health Care in case you ever need it. It really doesn’t get much better than that.
Hawaii Insurance Division
Office: King Kalakaua Building
335 Merchant Street, Rm. 213
Honolulu, Hawaii 96813
Mailing address: P.O. Box 3614
Honolulu, Hawaii 96811
Hawaii Department of Health
1250 Punchbowl Street
Honolulu, HI 96813
Phone: (808) 586-4400