The landscape of health insurance in Alaska health insurance exchange includes many avenues through which individuals and families may buy health care insurance plans. Residents without access to employer-sponsored coverage can shop for health care plans in the private marketplace and through the federal marketplace exchange. Those who are eligible may apply for public health plans such as Medicaid and CHIP.
HealthCare.org offers free health insurance quotes for Obamacare individual insurance plans, and also provides access to short term health insurance, small employer health plans and Medicaid information.
Alaska and the Affordable Care Act
When the Affordable Care Act took effect and required most Americans to buy health insurance coverage, Alaska elected to participate in the federal marketplace exchange. When residents enroll in ACA-compliant health plans sold through the health insurance exchange, they can apply for income-based financial assistance that helps lower their monthly health insurance premiums and out-of-pocket expenses for healthcare.
Only marketplace plans are eligible for income-based premium tax credits and cost-sharing subsidies. Individuals and families can find both marketplace, on-exchange plans and private, off-exchange plans at HealthCare.org. For those who qualify for financial assistance, HealthCare.org will connect them to the right exchange to complete their enrollment.
The Small Business Health Options Program (SHOP) provides a way for employers with 50 or fewer full-time employees to offer healthcare benefits that meet federal health insurance standards.
Medicaid expansion in Alaska
Alaska is one of many states to have expanded Medicaid to single, low-income adults since Obamacare took effect. Residents that want to apply for Medicaid must meet certain eligibility criteria set by the state.
Alaska Children’s Health Insurance Program (CHIP) provides low-cost health insurance for eligible children.
Get free quotes on Alaska health insurance plans from leading companies, and apply for health care coverage directly online.
Alaska is one of the leading states in the Country who give great consideration to public Health funding. This state has been doing lots of things right in the past couple of years, which have caused many risky health factors to decrease. The percentage of Smokers within the state has lowered (and seems likely to continue this tendency), and other risky health factors seem to be decreasing as well, such as the rate of preventable hospitalizations and poverty within the state, among others.
Having a good and strong public health funding (that in 2008 was estimated to be about $175 per capita) allows this state to have accessible Health Care for most of its residents. Nevertheless, this doesn’t mean that Health Insurance is cheap, or easy to obtain.
When compared to the rest of the United States, Alaska is rated the 26th Healthiest Sate (as ranked by America’s Health Rankings in 2014) out of 50 in the Healthiest States List.
Alaska Division of Insurance
9th Floor State Office Building
333 Willoughby Avenue 99801
PO Box 110805
Juneau, AK 99811-0805
Phone: (907) 465-2515
Alaska Health and Human Services
350 Main Street, Room 404
PO Box 110601
Juneau, AK 99811-0601
Phone: (907) 465-3030