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What Is Private Health Insurance?
Private health insurance is any health insurance plan you purchase from an insurance company, either directly ...
Learn About Your Health Insurance Options
Finding the right health insurance is hard. We’re here to guide you through the process and help you find the best plan that fits your needs. You can rely on our experts to provide the most accurate and up-to-date information on today’s healthcare options.
What Is Prior Authorization?
Prior authorization is the required approval a physician must receive from an in...
How Long Is the Health Insurance Waiting Period After I Sign Up?
Your health insurance waiting period will often depend on the type of insurance ...
What Is an Embedded Deductible in Health Insurance?
Even if your family's plan has a high deductible, you'll only have to hit your e...
Inpatient vs. Outpatient Care: What’s the Difference?
Under the Affordable Care Act, major health insurance companies have to cover bo...
Latest Articles
Can You Have Two Health Insurance Plans?
Most Americans have just one health insurance plan; however, there are situations when you might find yourself...
What Is Coinsurance?
Coinsurance is the percentage of costs of a healthcare service you’re required to pay after you’ve hit the...
What Are the ACA Essential Health Benefits?
Anyone purchasing major medical insurance will have ten essential health benefits included with their plan. Th...
What is a Copayment?
When you visit the doctor or a pharmacy, you will pay a copay for each visit or prescription. The amount depen...
What Is a Deductible?
If you have health insurance, your carrier covers your healthcare. But you'll have to pay a deductible first o...
What is an Open Enrollment Period?
You can sign up for health insurance each fall during the Open Enrollment Period. Learn all about it, how it w...
10 Essential Health Benefits from the ACA
The Affordable Care Act requires health insurance plans sold on the Exchange to have 10 essential health benef...
What is a Premium?
Like monthly rent, health insurance premiums are the monthly cost of your coverage. But there are many other h...
What Is Prior Authorization?
Prior authorization is the required approval a physician must receive from an insurance provider before prescr...